Monday, November 29, 2010

Jessica Ann – Toronto’s True Accuracy Tested Psychic Now Offers Personal Interaction on Appointment

Jessica has been a prominent personality on the TV and Radio and has successfully helped the average individual overcome a number of their issues in life that relates to love, relationships finance and career. For the past 15 years, she has been catering to the needs of the people desperately seeking just answers from their ill-fate with the aid of prayer and immense belief in the Holy Father.

She is known to predict future and also fabricate solutions to an ill-fate or even addictions. She specializes in removing evil influences, restoring broken relationships by reuniting or breaking unwanted relationships, fixing financial troubles and helping clients to keep or find a job are her specialties.

“I will guide you through the right path in life and give you and the loved ones surrounding you a sense of peace and hope. I have helped over 25,000 people in Canada alone, and several people all around the world of several different cultures. I am a religious woman that believes in God and works with the Holy Spirit,” says Jessica.

She further adds, “I am born God gifted and as an indigo child. And at the young age of seven I was able to sense events before they happened and able to dream of a scenario before it occurred I have been seeing the future for many years, slowly as the years progressed I was able to read peoples intentions good or bad. As an indigo individual I can read peoples auras and feel many different vibrations.”

For her renowned oracles and predictions she has been featured in a couple of news articles and in magazines in Toronto and has been authenticated as one of the most genuine and real psychics in town.

You could get in touch with Jessica with your unsolvable issues at 416-551-3982

About Psychic-Jessica.com:

Jessica is an accuracy tested and accuracy surveyed psychic in Toronto who has appeared on 2 radio shows and a couple of TV shows. She specializes in psychic reading, crystal ball, tarot cards, palm readings, cleansings & energy blocks, evil or bad influence removal, dream interpretations, house blessings, auras, paranormal activity and many more.

For more information please visit: http://www.psychic-jessica.com

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Thursday, November 25, 2010

Swimwear designer Tara Grinna predicts swimwear trends for 2011

For those overwhelmed with choices on what to wear for summer 2011, swimwear designer Tara Grinna provides a glimpse of what could be the trends for Spring/Summer 2011.

"The Fashion Swim Week in Miami indicates a very colorful 2011. There's going to be plenty of choices to play with colors. Colors like blue green, orange and shades of brown are likely to be the most popular. Turquoise and light skies blended with greens are predicted to be a great hit for 2011. Gold is another color that's likely to rule the 2011 swimwear scene, with golden threads, golden dye et al …set to add bling to 2011, says the legendary designer.

"Besides colors geometric shapes characterized by tribal, ethnic and abstract art, unexpected colorful animal prints and beautiful abstract composites are also likely to rule the roost for 2011. Just as the last few years bandeaus and monokinis are to be a feature of 2011 as well. You could add bikinis and one piece suits to this list, she adds.

"Vintage swimwear that exudes sexiness and style and reveals just the right amount of skin is likely to make a comeback. A perfect balance is maintained between mystery and sexiness in these swimsuits. For those deciding to go bold, styles are likely to go diverse and likely to range from deep Brazilian cuts to moderate cuts, and full covered bottoms.

This year at Tara Grinna, we’ve incorporated the latest style of colors in an unexpected way and when the collection is merchandised, the color stories are eye popping variations of luscious hues that hang beautifully together so one can mix and match solids and prints or choose both.

Tara Grinna is in the swimwear industry for over 25 years now and is a respected personality known for her ability to fit and compliment almost every figure type with her body flattering silhouettes.

"Because I always have such an emotional connection to each printed fabric or dyed solid color I have chosen to use in each season’s collection, I felt as if it should be expressed and perhaps the consumer will agree that the fabric, when placed in her hands in the form a finely crafted swimsuit that has been created with a great deal of care and personal interest and will create an emotion inside her as well," she adds.

To know more, http://taragrinna-swimwear.com

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Wednesday, November 24, 2010

Low Price Guaranteed at MousePadExpress.com for State-of-the-art Promotional Mouse pads

Promotional products are incredible internal brand builders for your business. The tradition of distributing freebies has been around for quite some time now and people appreciate receiving these free gifts the same way they use to years ago. Advertising your brand in a market where business compete neck-to-neck to attain productive recognition isn’t easy, especially if you are a small business. This is where you apply the successfully tried and tested agenda of having your brand promoted through promotional gifts and giveaways to your audience, and what better way than custom printed mouse pads.

As a growing business entity you probably have tried marketing tools like direct mail, email, newsletters, advertisements on the media and even web 2.0 strategies, however, promotional products that have high utility quotient help serve you as productive tools of advertising by building a reputation and recognition for your brand with every passing minute.

If there is one promotional product that is used universally, it would be a promotional mouse pad. Mouse pads are used on all desktops that occupy offices, home, hospitals, airports and anywhere at all where they use desktops. Nevertheless, a lot of people use the computer and hence the mouse and consequently your brand would have extreme exposure.

MousePadExpress.com allows you to have your desired design and text information on mouse pads of incredible quality and long lasting durability at the lowest price possible. They offer you with a low price guarantee as well where they would readily match any prices that are found to be lower than theirs for the same product.

With such an offer you have almost every pre-requisite to get your business promoted like an epidemic and build your brand effectively. So go ahead and check out their website http://www.mousepadexpress.com and avail of free text additions on mouse pads with designs of your choice at the best possible rates.

About MousePadExpress.com:

MousePad Express has been supplying custom printed mouse pads to businesses for several years and can provide mouse pads at the most competitive prices.

For more information please visit: http://www.mousepadexpress.com

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Top Quality Mouse Pads at Low Rates

Whether it is sharing mementos at college reunions or promoting your brand for a wide audience, distributing freebies is always something that never goes out of fashion. Besides who does not like to get free gifts? Hence, it has almost been like a tradition at trade expos or workshops or any similar events, to distribute articles of use that have the name of the distributor imprinted on them. These promotional giveaways are a great way to reach out to the public.

The use of promotional products is on the rise as distributors reported a 9.4% increase in sales to $7.8 billion for the first half of 2010, according to the Advertising Specialty Institute. That’s good news after some precipitous drops in sales or at the onset of introducing a new product - says a report in an online magazine.

MousePadExpress.com gives you the opportunity to choose from a range of ace quality mouse pads with state-of-the-art customized designs that can either be contributed by you or by their expert designers. They are 8.75"x8" and 1/8” thick and are made out of rubber neoprene. Figuratively speaking, mouse pads are effective billboards for your product or service promotion that constantly stay on your potential customer’s desk.

The use of mouse pads is not just limited to homes or offices but also to hospitals, airports and so on and so forth. Thus it gets you the kind of exposure that you need for your business brand to gain quick recognition. Also, you have the freedom to have your own designs on these mouse pads for free with MousePadExpress.com. All you have to do is send through a copy of the design and they would be printed on them and your promotional mouse pads are good to go.

About MousePadExpress.com:

MousePad Express has been supplying custom printed mouse pads to businesses for several years and can provide mouse pads at the most competitive prices.

For more information please visit: http://www.mousepadexpress.com

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Tuesday, November 23, 2010

Create Designs for Your Promotional Mouse Pads for Free at MousePadExpress.com

The design for your promotional mouse pads is at an additional rate, but if you have the logo and all the pieces of art that are needed for the mouse pad, we can arrange them and add text for free. If your art is already done, you can send it to contact@mousepadexpress.com, and we will put together a proof for you," says Mr. Alma of MousePadExpress.com.

"These Mouse pads are amazing, and the print on them is just perfect. It is indeed a very nice job and a fantastic bargain. I have passed them to many people already and gave them your URL. I will shop with you again for sure," says a happy customer at MousePadExpress.com.

Promotional giveaways need to have high utility quotient along with good exposure such that the prominence of the brand name creates a lasting impression on the potential prospects. Mouse pads qualify in this genre of promotional giveaways effectively and conveniently. Moreover, they do not cost much and with MousePadExpress.com you receive exceptional mouse pads at affordable rates.

The design on the mouse pads offered at MousePadExpress.com are characterized by either a full image or a freestyle wherein you have the option to send your designs and get the text styled and added to the designs for free. They also have a design team to develop apt designs for your custom needs at nominal rates.

For further details log on to http://www.mousepadexpress.com

About MousePadExpress.com:

MousePad Express has been supplying custom printed mouse pads to businesses for several years and can provide mouse pads at the most competitive prices.

For more information please visit: http://www.mousepadexpress.com

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Gateway Funding Offers Tips to Consider When Buying Your Dream Home

Is it possible to hate the very Dream Home that you always wished to buy? Yes! You’ve spent your time, money and energy on your dream home, just to realize in a few months that your dreams were after all a nightmare in disguise. So what went wrong? Read on to learn more, as Gateway Funding Diversified Mortgage Services, LP discusses the things that you need to consider before buying a house.

“Buying your ‘Dream Home’ is often an emotional decision for almost every one of us. While the emotional aspect of the choice cannot be denied, decisions based entirely on emotions aren’t always positive. When looking for homes, it is important to consider aspects such as repairs and maintenance, schools, taxes, commuting to and from your workplace, neighborhood etc. If any of these factors conflict with what you were hoping for, there is a large likelihood of a strain on your budget and your happiness” says Dan Catinella of Gateway Funding Inc. Gateway Funding Diversified Mortgage Services, has been involved in helping people with mortgages, refinance etc. and is the largest privately held mortgage lender in the US.

“Aesthetics are important, but not beyond practical convenience” he adds. According to him, rather than paying absolute attention on the right color choice and deciding of the kind of flooring, pay attention to the practical problems at hand. Is there a school in the neighborhood? If so how much time does it take to travel to the school .Are there kids in the neighborhood that are the same age as your children? How long does it take to travel to your workplace? A beautiful home but far away from your workplace, only means that you have to spend more time and money on commuting. Consider the amount of gas that you would need to spend on your car and then there’s maintenance as well.

Buying an old home may be a cheaper option but have you factored in, the maintenance costs? Have you always wanted a home with a pool and a garden? Have you considered the cost of pool maintenance and what about the garden maintenance costs? A larger home has a higher cost of heating, cooling, carpeting, etc. Also remember the neighborhood; the value of your home is bound to increase or decrease with the value in the neighborhood. These costs when added to the monthly payments towards the home loan, is sure to cause a huge strain on your budget if you are not careful.

“At Gateway funding, we help people to decide on the appropriate product, that’s best suited for their financial situation, so that they don’t have problems with their home loans. You can always discuss with our mortgage specialists on the products and services that are best suited for them” he adds.

To know more on the products and services offered by Gateway Funding, visit, http://www.gateway-funding.com/

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Gateway Funding Inc. Discusses Home Loans Under the USDA Rural Housing Program

The USDA Rural Home Loan Program also commonly referred as Section 502 Loan Program provides low-cost insured home mortgages to people with low or moderate income. These home loans are ideal for homebuyers with limited savings, and for low to moderate income buyers. The USDA Rural Home Loan Program, guarantees home loans to lenders in specifically targeted rural areas on mortgage loans made to low and moderate income applicants.

“At Gateway Funding, we provide loans under the USDA Rural Housing Program. There are basically two different types of loans for single family households that are offered under this program- the USDA Guaranteed Rural Housing Loans and the USDA Direct Rural Housing Loans. To know if your area is eligible and also to know more on the income limits to qualify under the program, you could contact our mortgage specialist, who would explain you about the eligibility details” says Gateway Funding Diversified Mortgage Services, LP.

The USDA Guaranteed Rural Housing Loan is the most common type of loan and allows for higher income limits and also for 100% financing for home purchases. Loan applicants under this scheme may have an income up to 115% of the median household income. These are 30 year loans with a fixed rate. The USDA Rural Housing Service shall however charge an upfront fee of 3.5% and also collect an annual fee of 0.5 % on the balance loan amount.

The USDA Direct Rural Housing Loans aren’t as popular as their counterpart and can be only availed by people from low to very low income households. Very low can be defined as below 50 of the area median and low income is anywhere between 50-80% of the median.

“The best aspect of this loan is that they are not credit score driven, although the applicant has to prove that he or she has a decent record of paying his or her bills on time. These loans neither require down payment nor reserves. Also with a onetime guarantee fee, you can opt out of the monthly mortgage insurance” explains a Gateway Funding Loan Officer. Gateway Funding Inc. has been providing diversified mortgage services for the past 16 years and is now one of the largest privately held mortgage companies in the US.

To know more about how to apply for qualify for the USDA Rural Housing Program, visit, http://www.gateway-funding.com/

About Gateway Funding

Gateway Funding Diversified Mortgage Services, LP, established in 1994, is one of the largest privately-held mortgage companies in the United States. Gateway Funding is licensed in most states and has office locations across the country to serve you in your mortgage, home finance, refinance and reverse mortgage requirements. Gateway Funding recognize the challenges their clients and borrowers face today and are determined to find the best possible solution for their customer’s current financial needs.

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Monday, November 22, 2010

FHA Loans are the Best Option for Investors, says Gateway Funding Diversified Mortgage Services, LP

During the recent real estate boom, FHA Loans weren’t very popular as people were flocking to subprime mortgages to obtain finance for their dream homes. But now, as lending standards have tightened people are rediscovering the importance of FHA Loans. The FHA doesn’t directly lend, but insures the home loans that banks give to consumers. An FHA loan is easily approved and mortgage lenders are flexible with their guidelines.

“A FHA Loan has a low down payment, and some of these down payments can come from gifts and grants. You can also borrow almost 97 % of the value of a home. They also have flexible income, debt and credit requirements” says, Dan Catinella of Gateway Funding Inc., a company that offers diversified mortgage services.

“Most lenders have a minimum credit score requirement of 640 or higher. Mortgage lenders want to see that you have a decent history of paying bills on time. For those who have had a foreclosure, lenders will wait for atleast three years since a foreclosure before they approve a new home loan. The same goes for a short sale. However until the three years, you should have a decent record” he adds.

“At Gateway Funding Inc, we provide FHA Loans to homebuyers with limited savings and also to low and moderate income homebuyers as well as a variety of other home loan options. For those who are 62 years or older and have accumulated equity in your home, you can take advantage of the FHA insured reverse mortgage. You could call a Gateway Funding mortgage specialist who can help you with the details. The mortgage specialist can help you analyze and review your residential purchasing options and suggest you the best possible way out” says Gateway Funding Diversified Mortgage Services, LP.

About Gateway Funding Diversified Mortgage Services, LP.

Gateway Funding Diversified Mortgage Services, LP, established in 1994, is one of the largest privately-held mortgage companies in the United States. Gateway Funding is licensed in most states and has office locations across the country to serve you in your mortgage, home finance, refinance and reverse mortgage requirements. Gateway Funding recognize the challenges their clients and borrowers face today and are determined to find the best possible solution for their customer’s current financial needs. Through their website, http://www.gateway-funding.com/, they aim to educate home buyers about the different home loan options and also help them with information on the loan process.

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Gateway Funding Diversified Mortgage Services LP Helps Consumers with FHA Reverse Mortgage Products

Rising unemployment, the decline in the stock market and decreasing home values have impacted the lives of many Americans. This is especially true of senior citizens who live on fixed incomes and have lost a substantial portion of their retirement funds in the stock market.

Gateway Funding Diversified Mortgage Services LP offers FHA reverse mortgages as a solution that can provide tax-free cash to senior homeowners. A reverse mortgage is a special type of mortgage loan where we convert your home’s equity into tax-free cash. So, unlike a traditional mortgage where you are making payments to the lender each month, with a reverse mortgage, the lender is making payments to you each month. The size of the payments depends on how much equity you have in the home, the appraised value of the home, interest rates and your age (62 or greater); the older you are, the more cash you receive. You can receive payments in the form of a lump sum, monthly installments, a line of credit or a combination of these methods.

Repayment of the reverse mortgage only takes place when homeowner permanently moves out of the home. All FHA reverse mortgages are non-recourse loans, meaning that in the event the loan balance exceeds the value of the home, there is no personal liability to the borrower or their heirs. A borrower never owes more than the value of their home. Any amount due in excess of the home's value will be forgiven,” says an expert at Gateway Funding Inc. Upon leaving your home, the loan balance plus accrued interest becomes due and payable; that repayment may be made from the proceeds of selling the home.

The Wall Street Journal recently reported in the months of March and April that the number of reverse mortgages has seen a steep rise of 20% compared to the statistics recorded last year at the same time. Once a homeowner obtains a reverse mortgage, their only obligations are to pay real estate taxes, pay homeowners insurance and to keep the property in good condition.

While reverse mortgages are typically used to provide a lump sum of cash or increase monthly cash flow, they can even be a viable option for seniors facing foreclosure or bankruptcy.

Yesterday, a new reverse mortgage product called the “HECM Saver” was introduced; this product drastically reduces the closing costs of a reverse mortgage making them an attractive option for even more seniors

Gateway Funding utilizes a multi-investor platform enabling the company to provide consumers with a diverse array of both fixed and adjustable rate reverse mortgage products from leading financial companies throughout the U.S.

About Gateway Funding:

Gateway Funding Diversified Mortgage Services, LP, established in 1994, is one of the largest privately-held mortgage companies in the United States. Gateway Funding is licensed in most states and has office locations across the country to serve you in your mortgage, home finance, refinance and reverse mortgage requirements. Gateway Funding recognize the challenges their clients and borrowers face today and are determined to find the best possible solution for their customer’s current financial needs.

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Tuesday, November 9, 2010

Teri Jenkins, Owner of Massage Envy Spa, Offers Luxurious, Affordable Solution To Everyday Stress

New Jersey – In an effort to provide an affordable solution for the ever-increasing stresses of modern life, Teri Jenkins and her husband saw an opportunity to bring therapeutic massage services to New Jersey at prices that won’t hurt the average wallet. Mrs. Jenkins and her husband opened Massage Envy Spas located in Branchburg, Warren and East Brunswick, New Jersey within 18 months of each other. Each of the locations are equipped with licensed/certified/registered Massage Therapists, proving that there areconvenient, cost-effective luxuries available to the local community.

“We chose to open our locations in the Somerset/Middlesex Counties because the interest in health and fitness is strong there,” said Mrs. Jenkins, who takes great pride in the environment she has created for her customers.

Client Deborah Ryan-Pellatier, a resident of Bedminster, said: “I’ve been going for massage therapy for over 20 years, but usually only four times a year because it was pricey. Now, at these rates, I can afford to go every month, even twice a month, and I love it.”

With the intent of servicing clients in the best way possible, each of Mrs. Jenkins’ Massage Envy Spa locations offer incredibly convenient hours of operation. “Our clients love the fact that we are open seven days a week from 8 a.m. to 10 p.m., so we really cater to their schedules and needs,” she said. “And, with the addition of facials, aromatherapy and Pro Heat Pain Relief, our phones are ringing off the wall. People finally understand that massage is a necessity to their health and well-being.”

While many salons and spas offer hour-long massages that cost anywhere between $90 and $125, an hour massage session is only $59 per month at Massage Envy Spa, based on a 12-month membership. An introductory hour-long massage session is offered at merely $49, while an introductory Murad® Signature facial is only $59. The menu of treatments also includes Swedish, Reflexology, Sports, Deep Tissue, Prenatal, Geriatric, Hot Stone and other Massages, as well as Wellness Programs.

“All sorts of people enjoy our Wellness Program,” said Mrs. Jenkins. “At our locations, we spend hours working with high school athletes, professional athletes, high-end chefs, local television celebrities, and professional dancers. Our goal, of course, is to make everyone feel like a celebrity.”

To make appointments at Massage Envy in the Branchburg area, call (908) 704-0404.
To make appointments at Massage Envy in the Warren area, call (908) 412 6200.
To make appointments at Massage Envy in the East Brunswick area, call (732) 238-4444.

About Massage Envy

Massage Envy Limited, LLC, based in Scottsdale, Arizona, is the leading provider of therapeutic massage in the United States. The national franchise of massage clinics is dedicated to providing professional and affordable therapeutic massage services to consumers with busy lifestyles at convenient times and locations. Massage Envy Spa is their newest concept, offering Murad® healthy skin facials as well as therapeutic massages. Founded in 2002, Massage Envy has opened over 600 clinics in 42 states, with new locations opening every month. For more information, visit http://www.massageenvy.com.

About BomserPayan

BomserPayan Agency (http://www.bomser.com), based in New York, NY, is a leader in marketing, creative and technology strategies. BomserPayan has worked with small businesses up to Fortune 500 companies across various industries.

For more information contact Bruna Fernandes, BomserPayan Agency, at bruna@bomser.com, or by phone at 516.661.6334.

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Thursday, November 4, 2010

iUseMac Bundle of 9 Mac Utilities for 90 Percent Off - Nov. 1 to 15 Only

iUseMac in cooperation with the Italian Mac Users Group, Italiamac, today is pleased to announce their special bundle of 9 different Mac OS X applications at 90% off their normal combined price. The offer is good only from Nov. 1 through Nov. 15, and includes: Picturesque, Clean Text, iFlicks, Renamer, Labels & Addresses, SyncMate Expert, Proview, TypeIt4Me, MacCleanse 2. A tenth, surprise utility will also be free to purchasers of the bundle. iUseMac and Italiamac tested hundreds of software products to create this special offer.

"This is our most awesome bundle for Mac of the year! Get these 9 great apps for a super low price PLUS a super cool and useful surprise utility for free. These top notch quality apps will help you on your Mac day in and day out." stated company CEO Gabriele Gobbo.

Applications Included:

- Picturesque

With an animated "drag and drop" interface, Picturesque provides image touch-up with tasteful effects like 3D perspective, reflection, glow, shadow, curve, and stroke; all in less time than it takes to open Photoshop. Picturesque also supports batch processing of images, with the ability to resize, crop, and apply effects on an entire folder of images with a single click.

- Clean Text (Family Pack)

Clean Text is the popular Mac tool for eliminating all text formatting issues. Clean Text performs many useful functions, such as removing empty lines and unwanted spaces, removing tab characters, converting smart quotes, tabs, returns, and more. Clean Text is a powerful tool for webmasters, graphic designers, and magazine editors.

- iFlicks

Using iFlicks Mac owners can easily import their Video Collection into iTunes. This enables them to watch their videos directly in iTunes, or transfer them to their iPad, iPod touch, or iPhone. In addition, iFlicks downloads videos with their accompanying metadata, and allows the user to edit that metadata manually. Managing videos in iTunes is now simple and convenient.

- Renamer

Renamer allows the user to rename and number many files at once. Rather than rename many files manually, the utility performs batch processing on any number of files, with full user control of naming and numbering. Renamer can save hours every month otherwise spent tediously clicking and typing to rename files by hand.

- Labels & Addresses

Labels & Addresses is a home and office tool for printing all sorts of address labels, envelopes, inventory labels, and price tags. Merge functionality makes the program a convenient tool for the Holiday Season by helping users to design and print multiple greeting envelopes and postcards with matching addresses and postal barcodes.

- SyncMate Expert Edition

With SyncMate Expert users can sync data between their Mac OS X computer and a wide variety of devices, including: Windows Mobile devices, Android devices, Nokia S40 phones, PlayStation Portables, USB drives, as well as other Mac and Windows computers. SyncMate also supports synchronization with Google accounts.

- Proview

Proview is a PDF Editor for Mac OS X. It enables the user to merge files, split files, rotate pages, flip pages, scale pages, crop pages, and modify the document information. Operations may also be performed on multiple pages at once. Proview can edit encrypted files, and can decrypt and encrypt PDF documents.

- TypeIt4Me

Available since 1989, TypeIt4Me is the original text expander for Mac OS. TypeIt4Me is the perfect utility to make writing emails faster and easier. Set it up once, and common signatures, greetings, closings, phrases, emoticons, etc. become automatically expandable, ready to use anytime.

- MacCleanse 2

MacCleanse is a small yet powerful application that cleans the Mac operating system. In only seconds, it can perform over 50 tasks which would take nearly an hour to perform manually. Safely erasing caches, logs, cookies, histories, and more, MacCleanse will not miss a thing, and could reclaim hundreds of megabytes of storage space.

- Secret Utility as a gift

This is the utility users will receive as a gift when purchasing iUseMac bundle. Whether used for business or pleasure, your computer will benefit from this special utility.

"We have spent many months in negotiation with Mac developers, and I believe we now have a bundle where any one of these useful applications would be worth the entire cost of the bundle." stated company CEO Gabriele Gobbo.

Language Support for the site:

- US English, Italian, German, Spanish, Polish, and French

System Requirements:

- Mac OS X 10.5 or later

Pricing and Availability:

iUseMacBundle is a $290 value, available from November 1 to 15 for just $29.95 (USD) exclusively through the iUseMac site.

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Wednesday, November 3, 2010

The Ultimate Geek Fest: SUPERMATH

Brainy mathematicians and scientists with an uncanny resemblance to characters on TV’s Big Bang Theory will showcase practical applications for predictive analytics at the new SUPERMATH analytics conference/expo Nov. 10.

Nationally recognized “brainiacs” will provide inspiring keynotes in a variety of fields – healthcare and medicine; energy, infrastructure and clean tech; marketing, media and social networks; and risk, fraud and security. Following morning keynotes, Mayor Jerry Sanders will open the technology expo where more than 20 area analytics companies, universities and government entities will showcase wide ranging business intelligence solutions.

Keynote speakers include: energy-policy analyst, transport economist and environmental activist Charles Komanoff, recently featured in Wired magazine; Brian Knauss, Director, Analytic Platforms, eBay; Cheryl Max, Director, Functional Capabilities, World Wide Demand Programs, IBM; Dr. Eric Topol, a pioneer in advancing individualized and wireless medicine; and Pamela Scanlon, Executive Director of San Diego’s Automated Regional Justice Information System (ARJIS). Others include Michael Victoroff, M.D., Chief Medical Officer for Parity Computing; Amy Chui, Vice-president of Risk Analysis and Management at Sempra Energy, and Revathi Subramanian, Director of Research & Development with the SAS Institute, Inc.

As a recognized analytics cluster, San Diego is home to more than 100 area companies and thousands of gifted engineers and scientists involved in creating new analytics technologies and services used by business and government nationally and internationally.

Among the more than 20 innovative analytics experts who will demonstrate at SUPERMATH are:

- Alex Bates, CTO, Mtelligence

- Dr. Alex Guazzelli, Vice President of Analytics, Zementis

- Anup Doshi, Graduate Student Researcher, UCSD Laboratory for Intelligent and Safe Automobiles (LISA)

- Heidi Buck, Systems Engineer, Space and Naval Warfare Systems Center Pacific, SPAWAR

- Jeffrey Guo, CEO, Semtific

- John McNeil, President, LabSynch

- John Wang, Search Architect, LinkedIn

- Josh Roach, Vice President Engineering and Product, Mitek Systems

- Larry Peranich, Principal Scientist – Analytic Science, FICO

- Luke Barrington, Ph.D Candidate, UCSD/National Geographic

- Matt Lillig, Sr. Analytics Lead, Yahoo! Web Analytics

- Maurizio Borsotto, Statistician, Knowledge Engineer and Software Developer, GCAS – ECAT

- Mike Calandra, Senior Research Analyst, SANDAG

- Moshe Olim, Staff Business Analyst, Intuit

- Philip Topham, General Manager, Lnx Pharma

- Ron Pitt, CEO, ECODOG

- Sanjeev Rao, Director of New Products, Parity Computing

- Steve Beal, VP of Development, Covario

- Prof. Ulrich Reimer, Institute for Information & Process Management University of Applied Sciences in St. Gallen, Switzerland (ai-one)

- Xiaoqian Jiang, Ph.D candidate, UCSD

“We have some very impressive people showcasing new and innovative analytics applications being developed in the San Diego region and nationally,” said Conference Chair Tom Clancy, a director of the San Diego Software Industry Council and Managing Director at Tao Venture Partners. “These innovators are using analytics for very practical purposes -- analyzing and optimizing everything from traffic flow and roadway operations to laboratory research and wildfire burn rates and directions.”

The San Diego Software Industry Council is one of San Diego's oldest and largest trade organizations for regional software companies, related technologies and services. The Council supports the entrepreneurial spirit within the San Diego software and IT industry by providing a forum for the exchange of ideas, sharing of resources and promotion of industry goals. More information about SDSIC is at http://www.sdsic.org. More information about SUPERMATH is at http://www.supermathconference.com.

For additional information:

Nancy Davis
619-770-7605

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SUPERMATH Analytics Conference Features Traffic, Energy, Fraud and Healthcare Solutions

SUPERMATH, a new business intelligence conference slated for November 10 at the Del Mar Marriott, envisions us in a smarter world driven by predictive analytics. Combining inspiring keynotes by national thought leaders with cutting-edge technology demonstrations in a variety of fields, the conference is a day-long expo of innovation.

Following morning keynotes, Mayor Jerry Sanders will open the technology expo where more than 20 companies will showcase business intelligence solutions in a variety of fields including bioinformatics and predictive analytics.

Keynote speakers include: energy-policy analyst, transport economist and environmental activist Charles Komanoff, recently featured in Wired magazine; Brian Knauss, Director, Analytic Platforms, eBay; Cheryl Max, Director, Functional Capabilities, World Wide Demand Programs, IBM; Dr. Eric Topol, a pioneer in advancing individualized and wireless medicine; and Pamela Scanlon, Executive Director of San Diego’s Automated Regional Justice Information System (ARJIS). Others include Michael Victoroff, M.D., Chief Medical Officer for Parity Computing; Amy Chui, Vice-president of Risk Analysis and Management at Sempra Energy, and Revathi Subramanian, Director of Research & Development with the SAS Institute, Inc.

The expo of cutting-edge technologies will be showcased in four industry “neighborhoods” – Risk, Security and Fraud; Healthcare and Medicine; Media, Marketing and Social Networks, and Energy, Infrastructure and Clean Tech. As a recognized analytics cluster, San Diego is home to more than 100 area companies involved in creating new analytics technologies and services used nationally and internationally.

Among the more than 20 innovative predictive analytics technologies to be demonstrated are:

LinkedIn (social media beta test) -- Exclusively for SUPERMATH, LinkedIn will demo its new beta product called Signal, which provides a new way to consume information and news that’s most relevant to professionals using its networking site. Signal is the first LinkedIn product aimed at helping professionals glean the most relevant insights from status updates and news. SUPERMATH attendees will be given access to the private beta so they can experience how their personal LinkedIn profiles create a more effective social search and news search engine, updated to the minute.

SPAWAR (ship and fire identification and mapping) -- The RAPid Image Exploitation Resource (RAPIER) uses advanced image algorithms to detect, classify and map ships and identify and map fires using high-resolution satellite imagery. In case of wildfires, the algorithms can locate thermal “hot spots” behind thick smoke. It is a valuable tool for first responders, disaster response coordinators, maritime law enforcement, and port authorities.

“We are very excited to be showcasing many of the new and innovative analytics applications being developed in the San Diego region and nationally,” said Conference Chair Tom Clancy, a director of the San Diego Software Industry Council and Managing Director at Tao Venture Partners. “These applications are being used to analyze and optimize everything from traffic flow and roadway operations to laboratory research and wildfire burn rates and directions. This conference brings exciting stories to business and the general public about the significant roles and possibilities analytics present for creating a healthier, safer and more efficient world.”

ABOUT THE SAN DIEGO SOFTWARE INDUSTRY COUNCIL

The San Diego Software Industry Council is one of San Diego's oldest and largest trade organizations for regional software companies, related technologies and services. The Council supports the entrepreneurial spirit within the San Diego software and IT industry by providing a forum for the exchange of ideas, sharing of resources and promotion of industry goals. More information about SUPERMATH can be found at http://www.supermathconference.com.

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Debt Collection in Germany: Out of Court Settlements

Most of our international clients seeking debt collection services in Germany would prefer that we negotiate a debt settlement out of court, if at all possible. Avoiding litigation can save time and money and may be especially desirable if you wish to preserve a business relationship with the debtor.

The attorneys at GRP Rainer LLP are experienced negotiators that can provide a variety of debt collection services in Germany if you would prefer an out of court settlement.

Out of Court Services

The majority of our international debt collection cases are resolved out of court. After our firm is retained to represent a client, we start working to recover debt in Germany.

First, documentation of the debt including copies of contracts, business orders, sales transactions, and correspondence will be requested. An analysis will be conducted of the legal issues involved in the claim, as well as possible problems that might arise.

GRP Rainer LLP regularly works with international trace and collect credit reference agencies that can find and provide financial information on a debtor. We can also investigate the debtor to determine if they have filed for bankruptcy or insolvency.

After conducting an initial review of your case and the financial status of the debtor, our German debt collection firm will send the debtor a “dunning letter”. This letter of collection will advise the debtor of your legal representation by our firm and notify them of the past-due amounts owed to your company. It is our goal in sending dunning letters to debtors to preserve the goodwill that might exist between both companies.

By the time most companies retain our services, they have already sought to resolve the bad debt over the telephone and have perhaps sent correspondence to the German debtor. For this reason, we typically do not dedicate your resources to additional telephone collection efforts, but have found that it is persuasive for many debtors to receive a dunning letter from a debt collection firm based in Germany http://www.grprainer.com/en/Debt-Collection.html

Arbitration

If typical pre-trial proceedings and out of court services do not resolve the debt to our client’s satisfaction, they may opt for arbitration as an alternative to litigation.

Arbitration is permitted under German Law and may also be included in a contract via an “arbitration clause.” An arbitration clause typically states that if there is a contractual dispute, the parties to the contract are required to settle the dispute out of court.

This alternative dispute resolution involves both parties reviewing the case with a neutral third party who then issues a decision that is legally binding for both sides. Unlike The decision made by the arbiter is enforceable against the creditor or debtor.

As noted above, even if arbitration was not initially contemplated in the contract, it may be agreed upon by the creditor and debtor after a debt dispute arises. Procedural rules from the German Civil Procedural Code or the International Chamber of Commerce are typically applicable to international debt recovery arbitrations in Germany.

How GRP Rainer LLP Can Help

GRP Rainer LLP are German debt collection specialists, with experience representing English-speaking clients facing out of court debt collection settlements and arbitrations. Our lawyers are fluent in both German and English and are experienced bilingual negotiators who are familiar with drafting legal documents in English. If your company needs to recover debt in Germany, contact us today to learn more about our German debt collection services.

About GRP Rainer LLP

GRP Rainer LLP is an international firm of lawyers and tax advisors who are specialists in commercial law. The firm counsels commercial and industrial companies and corporations, as well as associations, small- and mid-sized businesses, self-employed freelancers and private individuals worldwide from offices in Cologne, Berlin, Bonn and Düsseldorf, Germany.

Contact
Michael Rainer
Lawyer, Managing Partner
GRP Rainer LLP Hohenzollernring 21-23
50672 Cologne
Germany
Phone: +49 221-27 22 75-0
info@grprainer.com
http://www.grprainer.com

Source : http://www.grprainer.com/en/News/debt-collection-in-germany-out-of-court-settlements_22.html

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